Professional
Tax Rules, Rates & Calculations for All 50 States
SOC 2, Masked SSNs, 2FA, SSL Encryption
$3.99 per Paystub, Up to 20 Paystubs at a Time
Tax Supported
Verified
Per Paystub
Paystubs at Once
Happy Customers
Guaranteed
Accuracy Counts
Never worry about state taxes again.
123 Paystubs provides accurate withholding rules, tax rates, and W-4
calculations across all 50 states.
50
States Covered
41
States with Income Tax
9
No-Income-Tax States
2026
Tax Tables Updated
Enterprise Security
Your sensitive personal, payroll, and business information is protected with security measures designed to keep your data safe.
Your personal information is kept confidential and is not sold or rented for promotional or marketing purposes.
Protect your account with two-factor authentication and maintain control over your personal information and account data.
“Best price I’ve seen online. Love you guys!”
Marsha Winston
Affordable
You're first paystub is on us. Try out our tool for free.
Only pay when you generate a paystub ($3.99 each)
Every feature available on every paystub
“Love how easy it is.”
Vickie Cormier
Professional
“Templates are great. Love how simple it is to work.”
Paul Ryder
3 Simple Steps
Fill in the basic information about company, employee, earnings, and pay schedule.
Federal, state, Social Security, and Medicare taxes are calculated automatically.
Save, print, or email a professionally
formatted PDF.
“Very simple and accurate.”
Patricia Johnson
Business Paystubs
Whether you’re an employer, a contractor, or an accounting professional, 123 Paystubs is for you.
Generate paystubs for your entire team every pay period with no expensive payroll software needed. Perfect for businesses with
1–50 employees.
Document your 1099 income with clean, lender-ready paystubs. Built for
gig workers, freelancers, and
sole proprietors.
Create accurate, professional paystubs for your clients quickly and easily with automatic tax calculations, customizable templates, and secure online access..
“Very easy to use and time-saving.”
Mark Roberts
The full power of 123 Paystubs on mobile. Create, preview, and download professional paystubs right from
your phone.
Every feature (tax calculations, 30 templates, custom logo, deductions, and more) works the same on mobile as web.
Download your paystub as an IRS-compliant PDF. Send it by email without ever leaving the app.
Every stub and employee profile stays in sync between mobile and web. Pick up exactly where you left off.
FAQ
A pay stub, also known as a paycheck stub, is a document that an employee receives along with their paycheck. It summarizes the employee's gross pay, net pay, taxes, and any relevant deductions.
Employees need pay stubs to have a clear understanding of their income, the tax amounts withheld, and as proof that they were paid correctly by their employer or payer.
Employees, employers, independent contractors, freelancers, gig workers and self-employed individuals may all need pay stubs for payroll recordkeeping and income documentation. Pay stubs are commonly used for tax filing, employment verification, loan applications, and financial reporting.
Pay stubs help employees, employers, and independent contractors maintain accurate payroll and income records. They also provide transparency into wages, taxes, deductions, and year-to-date earnings.
With advanced features and automated calculations, Paystub Maker helps simplify payroll documentation and income tracking.
Paycheck stubs are important for:
Many financial institutions and government agencies request recent pay stubs as supporting income documentation.
A pay stub typically contains both employer and employee payroll information for a specific pay period. The exact details may vary depending on state requirements and employee tax setup.
Common information included on a pay stub:
If you need to create a pay stub for your employees or contractors, you can use our check stub maker to do it quickly and easily.
Yes. Pay stubs generated with 123PayStubs are created based on the information you provide and include required payroll details such as gross pay, deductions, taxes, and net pay. Our system automatically calculates federal, state, Social Security, and Medicare taxes using current tax rates and withholding rules. Users are responsible for entering accurate payroll information.
Yes. Pay stubs created with 123PayStubs are commonly used as proof of income for apartment rentals, mortgage applications, loans, and employment verification. Each pay stub includes important payroll details such as earnings, taxes, deductions, and net pay. Acceptance requirements may vary depending on the lender, agency, or institution reviewing the documents.
Yes. Our pay stub generator automatically calculates federal income tax, state income tax, Social Security, Medicare, and other payroll deductions based on the latest tax tables and Form W-4 withholding information.
Most users can create, preview, and download a professional pay stub within minutes. Simply enter your payroll details, review the calculations, and download the PDF instantly.
Your employees will receive an email with their pay stubs as soon as you place the order. Make sure that you have entered their email address correctly. If your employees haven't received the pay stub, please ask them to check their spam or promotions folder and ask them to add support@123PayStubs.com to their contact list to receive their pay stub directly in their inbox in the future.
You can make unlimited corrections prior to completing your order. If you have completed your order and then find an error on your pay stub, please contact our support team for further assistance. They will help you correct the mistakes on the completed order.
Yes. 123PayStubs offers multiple professional pay stub templates that can be customized with your company logo, earnings, deductions, and payroll details.
Yes. You can create, preview, and download pay stubs directly from your mobile phone using the 123PayStubs mobile-friendly website and the official 123PayStubs mobile app.
The app is available on both the Google Play Store (Android) and the Apple App Store (iOS), so you can install it on your smartphone or tablet. With the app, you can:
Everything works securely and quickly, so you can create and send pay stubs anytime, even when you're on the go.
Yes. Pay stubs created with 123PayStubs are commonly used as proof of income for apartment rentals, mortgage applications, loans, and employment verification. Each pay stub includes important payroll details such as earnings, taxes, deductions, and net pay. Acceptance requirements may vary depending on the lender, agency, or institution reviewing the documents.
Yes. Protecting your information is a top priority at 123PayStubs. The platform uses secure SSL encryption and protected servers to help keep your personal and payroll information safe during the pay stub creation process.
You can securely enter your details, generate pay stubs online, and download them with confidence using 123PayStubs.
Year-to-date (YTD) is important for both employers and employees. Employers use YTD to know the amount spent on payroll, whereas employees use YTD to determine the taxes to be reported on their individual income tax returns. 123PayStubs accurately calculates the year-to-date (YTD) values for you and simplifies the process.
Yes. Our pay stub generator automatically calculates the required taxes and YTD values based on current tax laws and the withholding information you enter on your pay stub.
