Horizontal - Classic
A timeless paystub layout available in 11 colors.
Paid IRS penalties during COVID (2020 - 2023)? You may be eligible for a refund. Learn More Learn More
Generate professional pay stubs in minutes with automatic tax calculations, 30+ customizable templates, and instant PDF downloads. It's as simple as 1-2-3!
Pay Only from Second Paystubs Onwards
You may be eligible for a refund. Check eligibility and file your claim before July 10, 2026
If you paid IRS penalties between 2020 and 2023, check eligibility and submit your claim before July 10.
Who It's For
Whether you run a team, freelance solo, or work on contract, 123PayStubs is built around your exact income situation.
Generate paystubs for your entire team every pay period with no expensive payroll software or accountant needed. Perfect for businesses with 1–50 employees.
Prove your income for loans, rentals, or mortgages with professional paystubs lenders actually accept. Built for gig workers, freelancers and sole proprietors.
Document your 1099 income with clean, lender-ready paystubs for projects, gigs, and contract arrangements.
Simple Steps
No accounting knowledge. No confusing fields. Fill in your details, and your professional PDF
is ready before your coffee cools.
Fill in the required company, employee, earnings, and pay schedule information.
Federal, state, Social Security, and Medicare taxes are calculated automatically. Choose your template, preview, and make corrections if required.
Get a professionally formatted, print-ready paystub PDF. Email it, print it, or save it for your records immediately.
Paystub Templates
Pick your style, customize your details, and download your paystub.
Every design is fully customizable and tax-compliant.
A timeless paystub layout available in 11 colors.
A sleek, modern paystub design available in 7 colors.
A clean vertical paystub format available in 7 colors.
A contemporary vertical design available in 5 colors.
The full power of 123PayStubs on mobile. Create, preview, and download professional paystubs from your phone in under 3 minutes, no desktop required.
Every feature, tax calculations, 30 templates, custom logo, and deductions work the same on mobile.
Download your PDF or send it to your employer, bank, or landlord without ever leaving the app.
Every stub and employee profile stays in sync between mobile and web. Pick up exactly where you left off.
Why choose 123PayStubs
Accurate calculations, beautiful templates, and pricing that works for
everyone from solo freelancers to growing teams.
Federal & state taxes, Social Security, Medicare, and YTD totals are calculated automatically to IRS specifications. No surprises at tax time.
Acme Corp LLC · EIN 12-3456789
IRS VerifiedProfessionally generated pay stubs trusted by employers, freelancers, and contractors. Accepted by banks, landlords, and government agencies
"It was easy to work the program, and I was able to complete it within seconds. So far, it is the best I have worked with. The price is very reasonable as well."
Dr. Diane HarrisBusiness Owner
From clean, minimalist layouts to bold corporate designs, every paystub template is customizable with your logo and branding.
Add overtime, bonuses, FUTA, SUTA, 401(k), health insurance premiums, and garnishments. Every update automatically recalculates taxes and net pay in real time, with a full preview before purchase.
State income tax rates, W-4 formulas, & local withholding rules baked in, updated annually.
50
States fully covered
Auto state tax calculations on every paystub. No manual tables or lookups required.
Create up to 20 paystubs for one employee in a single run, without re-entering details. Perfect for back pay, historical records, or catching up on missed periods.
20
Stubs per run
FREE
First paystub
$3.99
Each after that
Check every line item before you download. Caught a mistake? Make unlimited corrections at no extra cost until everything is perfect.
"I use 123 PayStubs all the time. Quick, convenient, and cost-effective."
M. MartinFreelancer
State Coverage
Never worry about state taxes again. Accurate withholding rules, tax rates, and W-4 calculations across all 50 states.
50
States Covered
41
States with Income Tax
9
No-Income-Tax States
2026
Tax Tables Updated
Every feature is available on every single stub, no tiers, no locked features.
Your first is on us. After that, it's just $3.99 each.
For First Paystub
Second Paystub Onwards
No Subscription, No Monthly fee
30+ Professional Templates
Company Logo Upload
Accurate Federal & State Tax Calculations
IRS-Compliant Format
Year-to-Date (YTD) Tracking
Instant PDF Download
Address Book for Easy Reuse
Unlimited Free Corrections
Mobile-Friendly Web App
User Reviews
123PayStubs to generate pay stubs for my employees. Very easy to use and time-saving. I would gladly recommend you!
Love how easy it is. Would recommend this site to anyone in need of paystubs, fast and accurate.
Templates are great. Love how simple it is to work
Best price I've seen online. Will use frequently. love you guys!
The templates have different colors and also it allows you to add your own brand. I like that it is very affordable.
It was very simple and accurate. Got my stubs immediately.
FAQ
A pay stub, also known as a paycheck stub, is a document that an employee receives along with their paycheck. It summarizes the employee's gross pay, net pay, taxes, and any relevant deductions.
Employees need pay stubs to have a clear understanding of their income, the tax amounts withheld, and as proof that they were paid correctly by their employer or payer.
Employees, employers, independent contractors, freelancers, gig workers and self-employed individuals may all need pay stubs for payroll recordkeeping and income documentation. Pay stubs are commonly used for tax filing, employment verification, loan applications, and financial reporting.
Pay stubs help employees, employers, and independent contractors maintain accurate payroll and income records. They also provide transparency into wages, taxes, deductions, and year-to-date earnings.
With advanced features and automated calculations, Paystub Maker helps simplify payroll documentation and income tracking.
Paycheck stubs are important for:
Many financial institutions and government agencies request recent pay stubs as supporting income documentation.
A pay stub typically contains both employer and employee payroll information for a specific pay period. The exact details may vary depending on state requirements and employee tax setup.
Common information included on a pay stub:
If you need to create a pay stub for your employees or contractors, you can use our check stub maker to do it quickly and easily.
Yes. Pay stubs generated with 123PayStubs are created based on the information you provide and include required payroll details such as gross pay, deductions, taxes, and net pay. Our system automatically calculates federal, state, Social Security, and Medicare taxes using current tax rates and withholding rules. Users are responsible for entering accurate payroll information.
Yes. Pay stubs created with 123PayStubs are commonly used as proof of income for apartment rentals, mortgage applications, loans, and employment verification. Each pay stub includes important payroll details such as earnings, taxes, deductions, and net pay. Acceptance requirements may vary depending on the lender, agency, or institution reviewing the documents.
Yes. Our pay stub generator automatically calculates federal income tax, state income tax, Social Security, Medicare, and other payroll deductions based on the latest tax tables and Form W-4 withholding information.
Most users can create, preview, and download a professional pay stub within minutes. Simply enter your payroll details, review the calculations, and download the PDF instantly.
Your employees will receive an email with their pay stubs as soon as you place the order. Make sure that you have entered their email address correctly. If your employees haven't received the pay stub, please ask them to check their spam or promotions folder and ask them to add support@123PayStubs.com to their contact list to receive their pay stub directly in their inbox in the future.
You can make unlimited corrections prior to completing your order. If you have completed your order and then find an error on your pay stub, please contact our support team for further assistance. They will help you correct the mistakes on the completed order.
Yes. 123PayStubs offers multiple professional pay stub templates that can be customized with your company logo, earnings, deductions, and payroll details.
Yes. You can create, preview, and download pay stubs directly from your mobile phone using the 123PayStubs mobile-friendly website and the official 123PayStubs mobile app.
The app is available on both the Google Play Store (Android) and the Apple App Store (iOS), so you can install it on your smartphone or tablet. With the app, you can:
Everything works securely and quickly, so you can create and send pay stubs anytime, even when you're on the go.
Yes. Pay stubs created with 123PayStubs are commonly used as proof of income for apartment rentals, mortgage applications, loans, and employment verification. Each pay stub includes important payroll details such as earnings, taxes, deductions, and net pay. Acceptance requirements may vary depending on the lender, agency, or institution reviewing the documents.
Yes. Protecting your information is a top priority at 123PayStubs. The platform uses secure SSL encryption and protected servers to help keep your personal and payroll information safe during the pay stub creation process.
You can securely enter your details, generate pay stubs online, and download them with confidence using 123PayStubs.
Year-to-date (YTD) is important for both employers and employees. Employers use YTD to know the amount spent on payroll, whereas employees use YTD to determine the taxes to be reported on their individual income tax returns. 123PayStubs accurately calculates the year-to-date (YTD) values for you and simplifies the process.
Yes. Our pay stub generator automatically calculates the required taxes and YTD values based on current tax laws and the withholding information you enter on your pay stub.
